Why Choose PH Credit As Your Credit Insurance Broker?

Understanding Your Needs

Unlike our competitors, we feel that your future point of contact should be the person you have negotiated your policy with. This will not only ensure continuity, but will also ensure that the advice you receive is consistent, expert and personal.

At PH Credit, you will not be constantly on hold, listening to tiresome music and automated messages. You will get straight through to us, and we will know exactly who you are, no repeating of information, policy numbers, passwords, we are available to help you immediately.

We have worked with many companies in a myriad of different sectors – we understand the need for a rapid turnaround of quality credit limit decisions and then when it comes to it, an inclusive expert claims management service to ensure a smooth transition from doubtful debtor to claim paid.

30 Years of Experience

Here at PH Credit, we have well over 30 years experience as an Independent Specialist Broker at Director level and 28 years and counting as PH Credit. We have gained extensive and wide ranging experience and knowledge in both domestic and export Credit Insurance. We have a well earned and excellent reputation in our industry for integrity and quality of service.

We currently manage a varied portfolio, with just under £750,000,000 of insured turnover. We have built excellent and longstanding relationships with the leading credit insurance companies, such as Atradius, Coface, Allianz/Euler, QBE, and TMHC. We are fully regulated by the Financial Conduct Authority under permission number 304932.

Services

A full and expert claims management service from initial concern to claim payment.

We use our expertise and relationships with the leading insurers to ensure the best premium, cover and general terms and conditions for your business.

• Advice on obtaining cover on difficult credit limits.
• When to not apply, and stick with discretionary cover
• Requesting and supplying new information, challenging marginal decisions
• Guidance on your own credit rating with the major credit insurance companies
• We will monitor your key customers for negative and positive significant changes
• Advice on countering fraud
• Advice and training on policy compliance
• A market review as required at renewal with the leading insurance companies

What Makes Us Different as Your Specialist Credit Insurance Broker?

A full hands on claims management service from initial concern to claim payment. In the end, when faced with a potentially disastrous bad debt, do you want this to be managed directly by the insurance company or broker service pool, or through very experienced experts, who know and understand your business?

Here’s why we are one of the industry leaders for credit insurance:

• Vast amounts of experience providing a cost efficient, diligent and personal service. Our testimonials reiterate our commitment to delivering more than just a service.
• We utilise our extensive industry knowledge to provide intelligence on customers and prospects.
• Offer solutions to problematic credit limits, giving advice regarding debt recovery and claims.
• Experts in negotiating credit protection in unstable risk situations.
• Specialist credit insurance broker status with Atradius, Allianz Trade, formerly Euler Hermes, Coface UK, Chubb, Cartan Trade, Nexus, Tokio Marine HCC (TMHCC) & QBE Europe.

Registered Office:

4 Pearson Road
Central Park
Telford
Shropshire
TF2 9TX